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Disclaimer

PLEASE NOTE THAT WE ARE A FULLY INDEPENDENT WEB AFFILIATE OF XM, AND ARE NOT EMPLOYED OR CONTRACTED BY THE COMPANY. THE VIEWS AND OPINIONS EXPRESSED HEREIN ARE THOSE OF THE AUTHOR/ADMIN OF THIS WEBPAGE AND DO NOT NECESSARILY REFLECT THE VIEWS OR OPINIONS OF XM. FURTHERMORE, XM URGES ANYONE OPENING AN ACCOUNT TO ADHERE TO THE LAWS OF THEIR LOCAL COUNTRY AS SUCH LAWS MAY DIFFER FROM COUNTRY TO COUNTRY. CHECK WITH LOCAL AUTHORITIES TO DETERMINE YOUR COUNTRY'S REGULATIONS.
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